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When purchasing a home you can get faced with a multitude of desisions. The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task and optaining a mortgage loan can be a complex and tiring process. Let me help you every step of the way to make it a good experience for you.

 

Your first step to buying a home is to ask yourself why you want to buy a home. To stop paying rent? To start building equity? To have a place of your own? To raise a family? To move up to a bigger house or down size? Next is to list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves". What area do you want to live in? Do you need to be near schools or transportation? What about the style of home? Do you want a bungalow? How much space do you need? Looking for a move in ready home? A fixer upper?

 

Your next step is Loan Pre-Qualification. This should be done before you start looking for homes. You don't want to fall in love with a home and then find out that it is not in your qualified budget range. I have a perfect mortgage specialist that will work with your financial situation. She works for you not the banks so she has freedom to get you the best current rate possible.

 

Once you know what you are looking for and have been pre qualified, we can start looking for homes. Through MLS and the best of my technology resources, we can find you that perfect home. I am always familiar with the current homes on the market and I know neighbourhood values well so I can help to determine which properties are fairly priced and in good condition.

 

I am here for you every step of the way. I will make this process of buying a home a journey for you that will be easier, more enjoyable, less time consuming and less expensive than if you undertook this challenge yourself.

 

Call me today so we can start the process in finding you that perfect home.

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Waiting for the announcment later this month from The Bank of Canada on the interest rates, most economists are believing that it will remain at one percent, where it has been for the last three years, until late 2014 even into early 2015. Analysts from Scotiabank are even going further and speculating that the interest rate will not go up until 2016. Low interest rates are generally  seen as likely to boost economic perforamance because firms and individuals can more cheaply finance their investments and spending. But The Bank of Canada also warns that keeping rates too low for too long a period could be problematic for savers and pension funds and encourages households to spend beyond their means.

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Reciprocity Logo The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Greater Vancouver REALTORS® (GVR), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the GVR, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the GVR, the FVREB or the CADREB.